How New Fire Risk Policies Are Reshaping California Land Use and Construction

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How New Fire Risk Policies Are Reshaping California Land Use and Construction
About the Program

Wildfire risk is a clear and present danger, as made clear by the Palisades, Eaton and other recent wildfires that have spread into urban areas. Cal Fire is required by state law to assess wildfire hazard areas, and it has just released new maps that show a 168% increase since 2011 in the total area of California subject to high and very high wildfire hazards. Almost 1 in 10 Californians now live in those areas, including parts of Beverly Hills and nearby cities, and are subject to a gauntlet of special construction, land clearance and disclosure laws. Furthermore, property owners need to get insurance from insurance companies which want to reduce their fire risk, and which follow their own hazard maps and underwriting standards, not the state maps.

Our speakers, Don Schmitz, a land use consultant, and Michael Lynch, a casualty insurance broker respectively, will explain how fire maps and insurance requirements impact land use, construction, maintenance, and costs. The seminar will strive to help prepare attorneys to guide their clients in a complex and changing situation.

 

Speaker(s)
Michael Lynch

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Marsh McLennan Agency

Michael Lynch brings nearly three decades of experience in the insurance industry, including 27 years on the carrier side and nearly three years as a broker. As Principal and Director of Private Client Services at Marsh McLennan Agency, he specializes in delivering tailored insurance and risk management solutions for high-net-worth clients. His expertise encompasses personal insurance, underwriting, and risk management, supported by a strong commitment to excellence and collaboration.

At Marsh McLennan Agency, Michael leads initiatives to enhance client engagement and operational efficiency. Drawing on his experience managing regional and zone teams across marketing, underwriting, operations, risk management, and claims, he fosters strategic partnerships and drives growth. His leadership helps redefine how clients approach risk, promoting sustainable, long-term success.

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Don Schmitz

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Schmitz & Associates, Inc.

Don Schmitz, AICP, is President and Principal Planner of Schmitz & Associates, Inc., a land use consulting firm specializing in land development entitlements, strategic planning, project management, and government affairs and advocacy. With over 28 years of planning experience, Mr. Schmitz is recognized as one of the State’s preeminent experts in coastal land use planning.

Prior to establishing his own consultancy, Mr. Schmitz served as a California Coastal Commission’s South Coast District principal planner on public and private development projects, and coordinator for access and wetlands matters. He has worked within the coastal communities of Laguna Beach, Huntington Beach, Newport Beach, Dana Point, Avalon, Playa Vista, Venice, Pacific Palisades, Seal Beach, Rancho Palos Verdes, Malibu, Santa Barbara, Santa Monica, Carpenteria, unincorporated South Laguna Beach, Irvine Cove, Newport Dunes, Santa Ana River, and Sunset Beach. He has also practiced extensively in many non-coastal jurisdictions including the counties of San Diego, Orange, Los Angeles, Ventura, and Santa Barbara, and the cities of Los Angeles, Calabasas, Agoura Hills, Thousand Oaks, Vista, Santa Clarita, and Moorpark. As the founder and President of Schmitz & Associates, Inc., Mr. Schmitz has led the start up, management representation, and successful entitlement of over a thousand land development projects, including retail, office and commercial developments, equestrian centers, resorts, residential subdivisions, lot line adjustments, estate homes, multifamily residences, agricultural uses, shoreline protection devices, infrastructure improvements (including sewer mains and treatment plants), roads and bridges, and restoration projects.

Integrating decades of technical planning skills, a creative and sensitive design approach, and a keen understanding of the regulatory standards, policies, and procedures, Mr. Schmitz oversees and manages a team of talented and experienced planners, architects, biologists, engineers, and geologists on these projects from inception to public hearing and through condition compliance. Schmitz & Associates, Inc.’s track record of successful advocacy of its client’s projects demonstrates Mr. Schmitz’s expansive, cultivated, and effective working relationships with government planners, elected officials, Planning and Coastal Commissioners. Mr. Schmitz is an acknowledged expert on the Coastal Act, California Subdivision Map Act, CEQA/NEPA, fire safety issues, and state Water Code. His work as an expert witness and litigation consultant has been pivotal in numerous landmark legal proceedings, including cases dealing with Coastal Act policies, improper regulatory denial of entitlements, takings damages, prescriptive rights, land use related escrow and contractual disputes, and standard of care disputes.

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Laurence Hummer

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Laurence L. Hummer, ALC

Laurence Hummer helps with the sale, leasing, and development of commercial and residential real estate and with disputes over real estate, construction, business organizations, contracts, and unfair competition. He has tried cases involving purchase contracts, construction contracts, quiet title to real estate, commercial landlord-tenant disputes, and commercial collections. He has resolved many real estate boundary, easement, and encroachment disputes for businesses and homeowners. He is a member of the Executive Committee of the LACBA’s Real Property Section. Mr. Hummer co-authored and regularly updates Chapter 8, Boundary Easements and Neighboring Property Rights in the treatise California Easements and Boundaries: Law and Litigation, published by Continuing Education of the Bar California.

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Accreditation
Credit Hours:
1.00
Specialty Area:
None
Credit Type:
General
Original Air Date:
July 29, 2025
Accredited in:
California
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